Medicare D Coverage Gap 2025. The donut hole, or coverage gap, in medicare part d prescription drug plans, can significantly impact how much you spend out of pocket each month. Stable premiums for medicare prescription drug coverage in 2025 are supported by improvements to the part d program in the inflation reduction act (ira), or the prescription.
When your drug spending (including the manufacturer’s discount) reaches $8,000 in 2025, the coverage gap ends, and your drug plan pays for all drug costs for the remainder of the year. The medicare part d donut hole or coverage gap is the phase of part d coverage after your initial coverage period.